This privacy policy applies in relation to the website located (the
“website”). The website is owned by Fio Capital (PTY) LTD (Registration no.
2022/744632/07). This privacy policy is binding on everyone who chooses to access the
website without qualification or exception. By using this website, the person accessing
the website (the “User”) agrees to be bound by this policy, and acknowledges that the
User has read and understood them. If the User does not agree to any of the Terms, the
User should not enter, view or make use of the website.

The Information We Collect

Fio Capital (PTY) LTD collects and stores the User’s information by various methods
including information actively provided by its customers, user registrations on the
Website, and information arising from customer surveys and general feedback.
The types of personal information we collect from the User include name, contact
information, and identification information. When the User provides Fio Capital (PTY)
LTD with personal information, the User consents to Fio Capital (PTY) LTD using such
information for the purpose of which it is disclosed.

How We Use This Information

The User’s information is used to aid in the provision of our various products and
services, including customer service, financial services, accounting, billing, collections,
and the marketing of other products services. Fio Capital (PTY) LTD Ltd may use
aggregate or anonymous information for these uses for itself and third parties.

Who We Share This Information With

Fio Capital (PTY) LTD does not share the User’s personal information with any third
parties except as disclosed in this policy. Fio Capital (PTY) LTD may provide personal
information to Brits Law Inc subcontractors, contractors, employees, officers, insurers,
agents, suppliers and professional advisers (which shall be bound by privacy
obligations) to assist Fio Capital (PTY) LTD uses disclosed herein.


Personal information is stored in a combination of paper and electronic files. Fio Capital
(PTY) LTD will store all the personal information you provide on our secure servers and

will take reasonable technical and organizational precautions to prevent the loss, misuse
or alteration of your personal information.
You are responsible for keeping the password you use for accessing our website
confidential; we will not ask you for your password.

Accessing Information

Individuals may review their personal information contained in Fio Capital (PTY) LTD
files by contacting Fio Capital (PTY) LTD If an individual believes that any of their
personal information is inaccurate, we will make appropriate corrections.


Cookies are used by Fio Capital (PTY) LTD for the convenience of our users. Cookies
automatically authenticate the User. A user can access the Fio Capital (PTY) LTD website with the cookie feature turned off; however, in doing so they may find themselves challenged for username and password information on multiple occasions. Fio Capital (PTY) LTD also uses cookies to track User’s visits and uses that information to improve the User’s experience.


Fio Capital (PTY) LTD website may contain links to information at other websites. When
you click on one of these links, you are moving to another website. We encourage you to
read the privacy statements of these linked sites as their privacy policy may differ from


Fio Capital (PTY) LTD may amend this policy from time to time. If such amendments
affect how Fio Capital (PTY) LTD uses or discloses personal information already held by
Fio Capital (PTY) LTDin a material way, Fio Capital (PTY) LTD will obtain consent from
Notwithstanding the general terms of this policy, the collection, use, and disclosure of
personal information may be made outside of the terms herein to the extent provided for
in any applicable privacy or other legislation in effect from time to time.
By requesting or indicating that the User would like to receive Brits Law Inc’s newsletter
or any other marketing material which can be requested on the website, the User agrees

to Fio Capital (PTY) LTD sending to the User the requested newsletter and any other
information or material which Fio Capital (PTY) LTD believes may be of interest to the
The User accepts that by using the website, the User consents to any processing or
storage of the User’s personal information and warrants that any and all data provided
by the User is up-to-date and accurate.